“A Place Where Independent Financial Advice and Integrity Converge”
Blog
Population Peaks
March 2, 2021
Global population is projected to peak at 9.7 billion in 2064 and decline to 8.8 billion by the end of the century, according to a study from the University of Washington Institute for Health Metrics and Evaluation.
The inflation measure most often mentioned in the media is the Consumer Price Index for All Urban Consumers (CPI-U), which tracks the average change in prices paid by consumers over time for a fixed basket of goods and services.
Connecting with Older Adults in Long-Term Care Facilities During COVID-19
December 7, 2020
The pandemic has left those in skilled nursing, rehabilitation facilities and assisted living feeling isolated and often sad. Here’s what you can do to help.
Should You Pay Off Student Loans Early or Save More for Retirement?
November 24, 2020
For adults with student debt and extra money on hand, deciding whether to pay off student loans early or put those funds toward retirement can be tricky.
Stock market volatility in 2020 has clearly reinforced at least one important investing principle: Short-term goals typically require a conservative investment approach.
The Federal Reserve's unprecedented efforts to support the U.S economy during the COVID-19 pandemic include a commitment by the Federal Open Market Committee (FOMC) to purchase Treasury securities and agency mortgage-backed securities "in the amounts needed to support smooth market functioning and effective transmission of monetary policy."
Return of Premium Life Insurance: Protection and Cash Back
September 8, 2020
You have decided you need life insurance coverage and are considering buying a term policy. But you ask your financial professional, "Do I get any of my money back at the end of the term?"
The health and economic crisis created by the coronavirus (COVID-19) pandemic will have a long-lasting impact on how we all will travel going forward. And though it may be difficult to think about planning a trip during these uncertain times, here are some things to consider if you do decide to travel.
Could You Be Responsible for Your Parents' Nursing Home Bills?
August 5, 2020
In 26 states (and Puerto Rico), laws generally hold children financially responsible for certain debts of their parents. These laws are referred to as filial responsibility laws (or filial support or filial piety laws).
Americans use debit cards more often than credit cards, but they tend to use credit cards for higher-dollar transactions. The average value of a debit-card transaction in 2018 was just $36, while credit-card transactions averaged $89.
Portfolio Performance: Choose Your Benchmarks Wisely
July 7, 2020
Dramatic market turbulence has been common in 2020, and you can't help but hear about the frequent ups and downs of the Dow Jones Industrial Average or the S&P 500 index. The performance of these major indexes is widely reported and analyzed in detail by financial news outlets around the nation.
The Roth "five-year rule" typically refers to when you can take tax-free distributions of earnings from your Roth IRA, Roth 401(k), or other work-based Roth account.
Mid-Year Is a Good Time to Fine-Tune Your Finances
May 26, 2020
The first part of 2020 was rocky, but there should be better days ahead. Taking a close look at your finances may give you the foundation you need to begin moving forward.
Wills and trusts are common documents used in estate planning. While each can help in the distribution of assets at death, there are important differences between the two.